/* ============================================
   INTERNATIONAL BROKER CO — STYLESHEET
   Palette: Olive #6B7C4A | Charcoal #2C2C2C | White #FFFFFF
   Font: Inter (Google Fonts)
============================================ */

@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&display=swap');

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --olive: #6B7C4A;
  --olive-light: #8a9e62;
  --olive-dark: #4e5c35;
  --charcoal: #2C2C2C;
  --charcoal-light: #444444;
  --white: #FFFFFF;
  --off-white: #F8F7F4;
  --light-grey: #EFEFEF;
  --text-muted: #888888;
  --font: 'Inter', sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--charcoal);
  background: var(--white);
  line-height: 1.6;
  font-size: 16px;
}

/* ---- NAVIGATION ---- */
nav {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  background: rgba(255,255,255,0.97);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--light-grey);
  padding: 0 40px;
  height: 70px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}

.nav-monogram {
  width: 40px;
  height: 40px;
  background: var(--olive);
  border-radius: 4px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-weight: 800;
  font-size: 16px;
  letter-spacing: -0.5px;
}

.nav-brand {
  display: flex;
  flex-direction: column;
  line-height: 1.2;
}

.nav-brand-name {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--charcoal);
}

.nav-brand-tagline {
  font-size: 9px;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: var(--olive);
  font-weight: 500;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 36px;
  list-style: none;
}

.nav-links a {
  text-decoration: none;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.5px;
  color: var(--charcoal);
  transition: color 0.2s;
}

.nav-links a:hover { color: var(--olive); }

.nav-links .cta-link {
  background: var(--olive);
  color: white;
  padding: 10px 20px;
  border-radius: 4px;
  font-weight: 600;
  transition: background 0.2s;
}

.nav-links .cta-link:hover { background: var(--olive-dark); color: white; }

/* ---- HERO ---- */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  padding: 120px 40px 80px;
  position: relative;
  overflow: hidden;
}

.hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.hero-bg-photo {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}

.hero-bg-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    to right,
    rgba(20,20,20,0.92) 0%,
    rgba(20,20,20,0.82) 45%,
    rgba(20,20,20,0.3) 75%,
    rgba(20,20,20,0.15) 100%
  );
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 1100px;
  margin: 0 auto;
  width: 100%;
  display: flex;
  align-items: center;
}

.hero-text {}

.hero-eyebrow {
  font-size: 11px;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--olive-light);
  font-weight: 600;
  margin-bottom: 24px;
}

.hero-headline {
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 800;
  line-height: 1.1;
  color: var(--white);
  margin-bottom: 12px;
}

.hero-headline span {
  color: var(--olive-light);
}

.hero-subheadline {
  font-size: clamp(24px, 3vw, 36px);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 28px;
  line-height: 1.2;
}

.hero-body {
  font-size: 17px;
  color: rgba(255,255,255,0.7);
  line-height: 1.7;
  margin-bottom: 40px;
  max-width: 480px;
}

.hero-cta {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

.btn-primary {
  background: var(--olive);
  color: white;
  padding: 16px 32px;
  border-radius: 4px;
  font-weight: 700;
  font-size: 14px;
  letter-spacing: 0.5px;
  text-decoration: none;
  transition: background 0.2s, transform 0.2s;
  display: inline-block;
}

.btn-primary:hover { background: var(--olive-dark); transform: translateY(-1px); }

.btn-secondary {
  background: transparent;
  color: white;
  padding: 16px 32px;
  border-radius: 4px;
  font-weight: 600;
  font-size: 14px;
  letter-spacing: 0.5px;
  text-decoration: none;
  border: 1px solid rgba(255,255,255,0.3);
  transition: border-color 0.2s;
  display: inline-block;
}

.btn-secondary:hover { border-color: white; }

/* hero-photo-wrapper removed — photo is now full-bleed background */

/* ---- SECTIONS ---- */
section { padding: 100px 40px; }

.container {
  max-width: 1100px;
  margin: 0 auto;
  width: 100%;
}

.section-eyebrow {
  font-size: 11px;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--olive);
  font-weight: 600;
  margin-bottom: 16px;
}

.section-heading {
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 800;
  line-height: 1.15;
  color: var(--charcoal);
  margin-bottom: 24px;
}

.section-subheading {
  font-size: 18px;
  color: var(--charcoal-light);
  line-height: 1.7;
  max-width: 600px;
  margin-bottom: 48px;
}

/* ---- PROBLEM SECTION ---- */
.problem-section {
  background: var(--off-white);
}

.problem-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: start;
}

.problem-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-top: 8px;
}

.problem-list li {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  font-size: 16px;
  line-height: 1.6;
  color: var(--charcoal-light);
}

.problem-list li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--olive);
  border-radius: 50%;
  margin-top: 9px;
  flex-shrink: 0;
}

.problem-callout {
  background: var(--charcoal);
  color: white;
  padding: 48px;
  border-radius: 8px;
  border-left: 4px solid var(--olive);
}

.problem-callout p {
  font-size: 20px;
  font-weight: 600;
  line-height: 1.5;
  margin-bottom: 16px;
}

.problem-callout span {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  font-style: italic;
}

/* ---- SOLUTION SECTION ---- */
.solution-section { background: var(--white); }

.solution-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 32px;
  margin-top: 48px;
}

.solution-card {
  padding: 36px;
  border: 1px solid var(--light-grey);
  border-radius: 8px;
  transition: border-color 0.2s, transform 0.2s;
}

.solution-card:hover {
  border-color: var(--olive);
  transform: translateY(-2px);
}

.solution-icon {
  width: 48px;
  height: 48px;
  background: var(--olive);
  border-radius: 6px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  font-size: 20px;
}

.solution-card h3 {
  font-size: 17px;
  font-weight: 700;
  margin-bottom: 12px;
  color: var(--charcoal);
}

.solution-card p {
  font-size: 15px;
  color: var(--text-muted);
  line-height: 1.6;
}

/* ---- WHO ITS FOR ---- */
.for-section { background: var(--charcoal); }

.for-section .section-heading { color: white; }
.for-section .section-subheading { color: rgba(255,255,255,0.6); }
.for-section .section-eyebrow { color: var(--olive-light); }

.for-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
  margin-top: 48px;
}

.for-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 8px;
  padding: 28px;
  transition: background 0.2s;
}

.for-card:hover { background: rgba(107,124,74,0.15); border-color: var(--olive); }

.for-card h3 {
  font-size: 15px;
  font-weight: 700;
  color: white;
  margin-bottom: 8px;
}

.for-card p {
  font-size: 14px;
  color: rgba(255,255,255,0.5);
  line-height: 1.6;
}

/* ---- CTA SECTION ---- */
.cta-section {
  background: var(--olive);
  text-align: center;
  padding: 100px 40px;
}

.cta-section h2 {
  font-size: clamp(28px, 4vw, 44px);
  font-weight: 800;
  color: white;
  margin-bottom: 16px;
  line-height: 1.2;
}

.cta-section p {
  font-size: 18px;
  color: rgba(255,255,255,0.8);
  margin-bottom: 40px;
}

.btn-white {
  background: white;
  color: var(--olive);
  padding: 18px 40px;
  border-radius: 4px;
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 0.5px;
  text-decoration: none;
  transition: transform 0.2s;
  display: inline-block;
}

.btn-white:hover { transform: translateY(-2px); }

/* ---- FOOTER ---- */
footer {
  background: #1a1a1a;
  padding: 60px 40px;
  color: rgba(255,255,255,0.4);
}

.footer-inner {
  max-width: 1100px;
  margin: 0 auto;
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 24px;
}

.footer-brand {
  font-size: 12px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.6);
  font-weight: 600;
}

.footer-tagline {
  font-size: 12px;
  letter-spacing: 1px;
  color: var(--olive);
}

.footer-copy {
  font-size: 12px;
}

/* ---- ABOUT PAGE ---- */
.about-hero {
  background: var(--charcoal);
  padding: 160px 40px 100px;
  text-align: center;
}

.about-hero h1 {
  font-size: clamp(32px, 5vw, 56px);
  font-weight: 800;
  color: white;
  line-height: 1.15;
  margin-bottom: 24px;
}

.about-hero h1 span { color: var(--olive-light); }

.about-hero p {
  font-size: 18px;
  color: rgba(255,255,255,0.6);
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.7;
}

.about-body {
  max-width: 740px;
  margin: 0 auto;
  padding: 80px 40px;
}

.about-body h2 {
  font-size: 28px;
  font-weight: 800;
  color: var(--charcoal);
  margin: 48px 0 20px;
  line-height: 1.2;
}

.about-body p {
  font-size: 17px;
  line-height: 1.8;
  color: var(--charcoal-light);
  margin-bottom: 20px;
}

.about-body strong { color: var(--charcoal); font-weight: 700; }

.about-pullquote {
  border-left: 4px solid var(--olive);
  padding: 24px 32px;
  margin: 40px 0;
  background: var(--off-white);
  border-radius: 0 8px 8px 0;
}

.about-pullquote p {
  font-size: 20px;
  font-weight: 700;
  color: var(--charcoal);
  line-height: 1.5;
  margin: 0;
}

/* ---- WORK WITH ME ---- */
.wwm-hero {
  background: var(--charcoal);
  padding: 160px 40px 100px;
  text-align: center;
}

.wwm-hero h1 {
  font-size: clamp(32px, 5vw, 56px);
  font-weight: 800;
  color: white;
  margin-bottom: 24px;
}

.wwm-hero p {
  font-size: 18px;
  color: rgba(255,255,255,0.6);
  max-width: 560px;
  margin: 0 auto;
  line-height: 1.7;
}

.wwm-body {
  max-width: 800px;
  margin: 0 auto;
  padding: 80px 40px;
  text-align: center;
}

.wwm-body h2 {
  font-size: 32px;
  font-weight: 800;
  margin-bottom: 20px;
}

.wwm-body p {
  font-size: 17px;
  color: var(--charcoal-light);
  line-height: 1.8;
  margin-bottom: 20px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.wwm-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  margin: 60px 0;
  text-align: left;
}

.wwm-step {
  padding: 32px;
  border: 1px solid var(--light-grey);
  border-radius: 8px;
}

.step-number {
  font-size: 36px;
  font-weight: 800;
  color: var(--olive);
  margin-bottom: 12px;
  line-height: 1;
}

.wwm-step h3 {
  font-size: 16px;
  font-weight: 700;
  margin-bottom: 10px;
}

.wwm-step p {
  font-size: 14px;
  color: var(--text-muted);
  line-height: 1.6;
  margin: 0;
}

/* ---- BORDERLESS FOUNDERS ---- */
.bf-hero {
  background: var(--charcoal);
  padding: 160px 40px 100px;
  text-align: center;
}

.bf-hero h1 {
  font-size: clamp(32px, 5vw, 60px);
  font-weight: 800;
  color: white;
  margin-bottom: 24px;
  line-height: 1.1;
}

.bf-hero h1 span { color: var(--olive-light); }

.bf-hero p {
  font-size: 18px;
  color: rgba(255,255,255,0.6);
  max-width: 560px;
  margin: 0 auto 40px;
  line-height: 1.7;
}

.email-form {
  display: flex;
  gap: 12px;
  max-width: 480px;
  margin: 0 auto;
  flex-wrap: wrap;
  justify-content: center;
}

.email-form input {
  flex: 1;
  min-width: 240px;
  padding: 16px 20px;
  border: 1px solid rgba(255,255,255,0.2);
  background: rgba(255,255,255,0.08);
  color: white;
  border-radius: 4px;
  font-size: 15px;
  font-family: var(--font);
  outline: none;
  transition: border-color 0.2s;
}

.email-form input::placeholder { color: rgba(255,255,255,0.4); }
.email-form input:focus { border-color: var(--olive-light); }

.email-form button {
  background: var(--olive);
  color: white;
  border: none;
  padding: 16px 28px;
  border-radius: 4px;
  font-weight: 700;
  font-size: 14px;
  cursor: pointer;
  font-family: var(--font);
  transition: background 0.2s;
}

.email-form button:hover { background: var(--olive-dark); }

.bf-manifesto {
  background: var(--off-white);
  padding: 100px 40px;
}

.bf-manifesto-inner {
  max-width: 740px;
  margin: 0 auto;
}

.bf-manifesto h2 {
  font-size: 36px;
  font-weight: 800;
  margin-bottom: 32px;
  color: var(--charcoal);
}

.bf-manifesto p {
  font-size: 18px;
  line-height: 1.8;
  color: var(--charcoal-light);
  margin-bottom: 20px;
}

.bf-traits {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-top: 48px;
}

.bf-trait {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.bf-trait-dot {
  width: 8px;
  height: 8px;
  background: var(--olive);
  border-radius: 50%;
  margin-top: 8px;
  flex-shrink: 0;
}

.bf-trait p {
  font-size: 15px;
  color: var(--charcoal);
  font-weight: 500;
  margin: 0;
  line-height: 1.5;
}

/* ---- COST OF WAITING ---- */
.waiting-section {
  background: var(--charcoal);
  color: var(--white);
  padding: 100px 40px;
  text-align: center;
}

.waiting-section .section-eyebrow {
  color: var(--olive-light);
}

.waiting-section .section-heading {
  color: var(--white);
  margin-bottom: 50px;
}

.waiting-example {
  max-width: 520px;
  margin: 0 auto;
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px;
  padding: 48px 40px;
}

.waiting-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 16px 0;
}

.waiting-label {
  font-size: 16px;
  color: rgba(255,255,255,0.7);
  font-weight: 500;
}

.waiting-value {
  font-size: 28px;
  font-weight: 800;
  color: var(--olive-light);
  letter-spacing: -0.5px;
}

.waiting-arrow {
  font-size: 24px;
  color: rgba(255,255,255,0.3);
  text-align: center;
  padding: 4px 0;
}

.waiting-intro {
  font-size: 15px;
  color: rgba(255,255,255,0.5);
  margin-bottom: 48px;
  text-align: center;
}

.waiting-columns {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  gap: 0 24px;
  align-items: center;
  max-width: 860px;
  margin: 0 auto 40px;
}

.waiting-card {
  background: rgba(255,255,255,0.06);
  border: 1px solid rgba(255,255,255,0.12);
  border-radius: 12px;
  padding: 36px 32px;
}

.waiting-card--future {
  border-color: rgba(232,124,106,0.4);
  background: rgba(232,124,106,0.06);
}

.waiting-card--good {
  border-color: var(--olive);
  background: rgba(107,124,74,0.12);
}

.waiting-card-label {
  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: rgba(255,255,255,0.4);
  font-weight: 600;
  margin-bottom: 8px;
}

.waiting-card-value {
  font-size: 48px;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -2px;
  line-height: 1;
}

.waiting-card--future .waiting-card-value {
  color: #e87c6a;
}

.waiting-card--good .waiting-card-value {
  color: var(--olive-light);
}

.waiting-card-sub {
  font-size: 13px;
  color: rgba(255,255,255,0.4);
  margin-bottom: 20px;
  margin-top: 4px;
}

.waiting-divider {
  height: 1px;
  background: rgba(255,255,255,0.1);
  margin-bottom: 20px;
}

.waiting-line {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-bottom: 12px;
  gap: 12px;
}

.waiting-line span {
  font-size: 14px;
  color: rgba(255,255,255,0.55);
  line-height: 1.4;
}

.waiting-line strong {
  font-size: 15px;
  color: var(--white);
  font-weight: 700;
  white-space: nowrap;
}

.waiting-total {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid rgba(255,255,255,0.15);
  gap: 12px;
}

.waiting-total span {
  font-size: 14px;
  color: rgba(255,255,255,0.7);
  font-weight: 600;
}

.waiting-total strong {
  font-size: 18px;
  color: var(--white);
  font-weight: 800;
  white-space: nowrap;
}

.waiting-total--highlight strong {
  color: #e87c6a;
}

.waiting-total--good strong {
  color: var(--olive-light);
}

.waiting-vs {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 1px;
  color: rgba(255,255,255,0.25);
  text-transform: uppercase;
  text-align: center;
}

.waiting-zero-tax {
  max-width: 680px;
  margin: 0 auto 32px;
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: 10px;
  overflow: hidden;
}

.waiting-zero-row {
  display: grid;
  grid-template-columns: 1fr auto 1fr;
  align-items: center;
}

.waiting-zero-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  padding: 32px 28px;
  text-align: center;
}

.waiting-zero-label {
  font-size: 12px;
  letter-spacing: 0.5px;
  color: rgba(255,255,255,0.45);
  font-weight: 500;
  margin-bottom: 10px;
  text-transform: uppercase;
  line-height: 1.4;
}

.waiting-zero-rate {
  font-size: 52px;
  font-weight: 800;
  color: #e87c6a;
  letter-spacing: -2px;
  line-height: 1;
}

.waiting-zero-rate--low {
  color: var(--olive-light);
}

.waiting-zero-sub {
  font-size: 12px;
  color: rgba(255,255,255,0.35);
  margin-top: 6px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}

.waiting-zero-divider {
  width: 1px;
  height: 80px;
  background: rgba(255,255,255,0.1);
}

.waiting-note {
  max-width: 700px;
  margin: 0 auto;
  font-size: 14px;
  color: rgba(255,255,255,0.45);
  line-height: 1.7;
  text-align: center;
}

/* ---- MOBILE ---- */
@media (max-width: 768px) {
  nav { padding: 0 20px; }
  .nav-links { display: none; }
  section { padding: 60px 20px; }
  .hero { padding: 100px 20px 60px; }
  .hero-content { grid-template-columns: 1fr; gap: 40px; }
  .hero-bg-photo { object-position: 70% top; }
  .hero-bg-overlay { background: linear-gradient(to bottom, rgba(20,20,20,0.88) 0%, rgba(20,20,20,0.75) 60%, rgba(20,20,20,0.5) 100%); }
  .waiting-columns { grid-template-columns: 1fr; }
  .waiting-vs { padding: 12px 0; }
  .waiting-zero-row { grid-template-columns: 1fr; }
  .waiting-zero-divider { width: 80px; height: 1px; margin: 0 auto; }
  .waiting-zero-rate { font-size: 40px; }
  .problem-grid { grid-template-columns: 1fr; }
  .solution-grid { grid-template-columns: 1fr; }
  .for-grid { grid-template-columns: 1fr; }
  .wwm-steps { grid-template-columns: 1fr; }
  .bf-traits { grid-template-columns: 1fr; }
  .about-body { padding: 60px 20px; }
  .footer-inner { flex-direction: column; text-align: center; }
}